Credit Card Debts

These are unsecured debts which should never be converted to secured debts like mortgages or secured lines of credit on your home. These debts are typically discharged in a bankruptcy. You must be cautious of the last ninety days of spending on your credit cards prior to bankruptcy as the companies may argue it is non-dischargable. See the section on our website entitled Alternatives to Bankruptcy for more information on credit card debt.